Stand By Me® offers FREE one-on-one support to Delawareans who want to understand more about their money, make good financial decisions, and have choices for savings and loans.

No hidden fees or agendas.


Do you want to save money to buy a new car, a house, take your family on a vacation, send your kids to college, or just pay your bills on time? Are you worried about losing your home? Or are you interested in learning more about your credit score, your credit report, and techniques for managing debt?

The mission of Stand By Me® is to provide Delawareans with a Personal Financial Coach and a toolkit to navigate the challenges leading to personal financial security.

Personal financial coaching is a confidential one-on-one relationship with a knowledgeable financial coach to help you take action:


  • Identify financial goals
  • Map out a plan of action
  • Create a working budget
  • Develop new habits and break old ones
  • Deal with collectors
  • Eliminate debt

To learn more about Stand By Me®, please visit

Marilyn Ramirez
(302) 292-1305 ext 266