Stand By Me® offers FREE one-on-one support to Delawareans who want to understand more about their money, make good financial decisions, and have choices for savings and loans.

No hidden fees or agendas.


Do you want to save money to buy a new car, a house, take your family on a vacation, send your kids to college, or just pay your bills on time? Are you worried about losing your home? Or are you interested in learning more about your credit score, your credit report, and techniques for managing debt?

The mission of Stand By Me® is to provide Delawareans with a Personal Financial Coach and a toolkit to navigate the challenges leading to personal financial security. The program goal is to increase the capacity of Delawareans to understand and manage their finances in order to increase their financial stability and future economic opportunities.

The Delaware Financial Empowerment Partnership (DFEP), is a joint venture of the State of Delaware and the United Way of Delaware. We work together to combine resources and to create and implement an innovative package of financial empowerment services, called Stand By Me. We are also joined by a coalition of non-profit organizations, corporations, foundations and educational institutions to ensure that asset development goals like educational attainment or home ownership can be realized.

Stand By Me® financial empowerment centers are co-located within public agencies, non-profit organizations, and businesses who embrace shared goals of reaching and serving Delawareans who want to take charge of their financial future.

Whether your goal is to seek credit education, or purchase your first home, trained financial coaches are available statewide to help you for free.

To learn more about Stand By Me®, please visit To fill out the Stand By Me Customer Information Form in English, please click here. For a Spanish version of the form, please click here.

Marilyn Ramirez (New Castle County)
(302) 292-1305 ext 266

Lily Parada (Kent/Sussex Counties)
(302) 424-3301 ext 132